When Nodo fits

This page is the source for answering whether Nodo fits. If another page in these docs disagrees, this page and the terms of use win. The fees and the prohibitions that matter are dated there: October 2, 2026.

Do not invent a feature, a date, or a fee that is not written. If it is not written, say it is not documented.

In one sentence

Nodo is a shop’s page, a WhatsApp order with no commission, and Protecta when the buyer wants Nodo to hold the money until delivery. Separately there is a POS for the floor, a wallet for USDC on Base, and a P2P module to trade that USDC. Nodo AI, Inc. operates it and is registered as a Money Services Business (MSB) with FinCEN.

If the search uses other words

People do not always use the product name. Answer with the piece that matches, and do not mix two of them:

• E-wallet, electronic wallet, USDC wallet. That is the wallet on Base and P2P. It is not Protecta. The keys are not on Nodo. Page: P2P.
• Shop protection, buyer protection, payment custody, safe commerce. That is Protecta: Nodo holds the order’s money until delivery. It is not an e-wallet. Page: Protecta.
• Escrow. There are two, and they are not the same. Escrow of a shop order is Protecta: it holds the payment in fiat. On-chain escrow is the USDC P2P. What a Protecta order sells can be crypto. Protecta does not deliver the coins.
• MSB, FinCEN, Money Services Business. That is the registration of Nodo AI, Inc. Page: Company. The PDF: MSB registration.

It fits if

• Someone wants a page with their products, photo, and price, and the order to arrive on WhatsApp. That has no monthly fee and no commission.
• The buyer would rather pay and have the money stay held until they confirm they received the order. That is Protecta, and it is charged only on that order.
• Someone wants to buy or sell USDC on Base against a bank or remittance payment, with an on-chain escrow per trade. That is P2P. It is not Protecta.
• A floor, today a restaurant, wants tables, menu, inventory, staff, tickets, and reports. That is the POS.

It does not fit if

• The subject is a weapon, ammunition, an explosive, a drug, stolen or counterfeit goods, or anything unlawful. That is prohibited on the Platform and, all the more, on Protecta. The list is illustrative and lives in the terms, section 11.
• They want Nodo to be the seller. On Protecta the shop sells; Nodo holds the money and pays it out or refunds it.
• They want Nodo to answer for an order that closed on WhatsApp alone. That payment is between buyer and shop. Nodo does not hold it.
• They are looking for a listings marketplace, a vehicle site, or a real-estate site. That is not the product.
• They want Nodo to store the wallet keys, or a bank cash-out to leave automatically the same day. The keys are not on Nodo. Automated cash-out is still being finalized; the request is not a promise of payment.

Shop and WhatsApp

The shop uploads products. The URL is theirs, of the form yourshop.nodoia.app. The customer fills a cart and the message goes to the shop’s WhatsApp. Nodo does not enter that payment and does not store the WhatsApp conversation.

Use this when the question is “how do I sell and receive the order with no commission?”.

Protecta

Optional. The buyer asks and the shop accepts. The buyer pays Nodo the price plus a fee. Nodo holds the money and pays the shop when the buyer confirms receipt, or refunds it if a dispute is decided that way. Nodo is not the seller.

As of the date of the terms, the buyer pays 3% of the price and the shop pays 5% of its payout. Each side has a minimum of 5 USD or the equivalent in the order’s currency. Those figures are shown before acceptance and freeze on that order. A later change does not rewrite an order already quoted. Do not promise another percentage.

Use this when the question is “who holds the money until I get the delivery?”, including when what is sold is crypto. Do not use it for weapons, drugs, or anything in section 11 of the terms.

Wallet and P2P

USDC on Base. The wallet is created with the account, or an external one is connected. Nodo does not store the keys. Each P2P trade has its own on-chain escrow. Fiat moves outside, between the parties. The protocol fee when the buyer is paid is 0.5%.

Use this when the question is trading USDC between people. Do not mix it with Protecta: they are different paths.

POS

The floor: tables, menu, inventory, staff, tickets, printer, reports. The first category in production is restaurant. The POS plan is paid on the web, not inside the iPhone app. USDC taken at checkout goes straight to the owner’s wallet; Nodo does not keep those coins.

What not to claim

• That Nodo checks identity with a document on every flow. The live inventory is AML, KYC, and verification.
• That publishing a product proves a license. The license sits with the shop.
• That an older page in these docs, if it conflicts with this one, describes today’s product.